Military Service Members

Financial Planning for Those Who Serve

Military service requires dedication, discipline, and hard work. Your financial plan deserves the same level of commitment. With Sandy Wade, veteran and financial advisor, you can work with someone who understands you in a way few ever can.

Two Phases, One Goal: Financial Independence

Accumulation

1. Building Your Foundation

We help you set clear savings goals for retirement, holding you accountable to your goals while still enjoying your money today. As part of your comprehensive service, we’ll review your retirement benefits and work with your budget to help capture the full TSP match.

Accumulation services include: 

  • ENavigating military retirement and civilian career transition
  • EVA benefits advice for home loans, education, life insurance, and more
  • EReview of your spouse’s retirement savings and workplace benefits
  • EPension projections

Distribution

2. Creating Sustainable Income

Creating a distribution model that meets your retirement income needs is a hands-on process. Together we’ll sort through your savings and benefits, including military pensions, Social Security, 401(k) plans, IRAs, personal savings, and more. Our goal is to develop a tax-efficient plan that allows you to enjoy a 30+ year retirement.

Distribution services include: 

  • EInsurance recommendations for life and long-term care
  • EVA benefit advice and support
  • ERMD notifications (if applicable)
  • EBeneficiary review reminders and coordination

Ongoing Planning & Support

No matter where you’re at in life, our comprehensive services will cover these key areas of financial planning:

Cash Flow

Managing savings and short-term financial goals with an eye on your long-term success

Wealth Management

Long-term goals and retirement considerations, including investment allocation and management

Risk Management

Insurance review and advice for life, health, long-term care, and more

Estate Planning

Beneficiary review, will and trust review, collaboration with your attorney

Advanced Tax Planning

Tax-optimized withdrawal strategies and investment recommendations

Roth Conversion Strategies

Strategies to minimize taxes on your retirement savings

SECURE Act 2.0

Review and deployment of retirement/tax strategies based on SECURE Act 2.0

Ready to Get Started?

Work with a veteran who understands the system and can help you make the most of your benefits. Contact Sandy Wade today.

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